What is it?
FAC has partnered with the Florida League of Cities to offer bundled coverages to counties and municipalities. Through the Florida Municipal Insurance Trust (FMIT), counties can get Property Insurance and Workers’ Compensation coverage. FMIT is a nonprofit, tax-exempt risk-sharing pool governed by elected officials.
Workers’ Compensation includes coverage for employees and volunteers
Workers’ Compensation coverage is available on a first dollar basis, with deductibles or a self-insured retention
Premium credits are available for approved Drug-Free Workplace and Safety Programs
Property insurance covers
The Florida Firefighter Cancer Benefit Program designed by the FMIT satisfies the lump-sum benefit requirements of state legislation, SB 426, that goes into effect on July 1, 2019. The program, developed in partnership with the Hartford, is affordably priced. It’s designed to make it easier for FMIT members to be in compliance with the new law and provide eligible Florida firefighters this important coverage.